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Insurance Overview

We are in-network with most all major medical and vision insurance companies. Due to insurance companies constantly changing, the following list is not the only insurances accepted at Karns Vision Center. If you do not see your insurance plan listed below, please call our office.

Insurances Accepted

  • Advantica Eyecare
  • Aetna
  • Ameriben
  • AmeriChoice
  • Anthem BCBS
  • Assurant Health
  • Avesis
  • BCBS
  • Beech Street
  • Block Vision
  • Blue Bell Health Benefits
  • Blue View Vision
  • BlueCare
  • Bluegrass
  • Cigna
  • Compbenefits
  • Coventry
  • Davis
  • Eyemed
  • GEHA
  • Golden Rule
  • Gaurdian
  • Great-West Healthcare
  • HeathSpring
  • Humana
  • LHI
  • Mail Handlers
  • March Vision Care
  • Medco
  • Medicare
  • Meritain Healh
  • Met Life
  • Mutual of Omaha
  • NVA
  • Optum Health Vision
  • PHCS
  • Principal
  • Secure Horizon
  • Security Life
  • Sheet Metal Workers
  • Spectera
  • Superior Vision
  • TennCareSelet
  • The Empire Plan
  • UHC
  • UMR
  • United Health Care Vision
  • VSP

Financial Policy

Karns Vision is dedicated to providing our patients with the best eye care services. It is important to us that you understand our financial policy so that we can serve you in the best way. If you have any questions please do not hesitate to call our staff to discuss them.

We go above and beyond to try to determine your insurance coverage before your appointment. We can obtain information including our participation in your plan and the amount of coverage your insurance company provides. Since we are contracted providers for hundreds of insurance plans it is impossible for us to know the intricate details for every plan. It is your full responsibility to determine matters relating to your insurance and all charges incurred.

Contact Us

We look forward to hearing from you.


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Hours of Operation

*Fri: appts till 1pm, office open all day*


9:00 am-6:00 pm


8:30 am-5:00 pm


8:30 am-5:00 pm


9:00 am-6:00 pm


7:30 am-4:30 pm